To determine the rewards potential of the Venture card we look at bonus categories and calculate what an example American household might spend in those areas. This way, you’ll both earn miles on the reservation and get to use your accumulated earnings to offset the purchase. Purchasing travel on the card and then redeeming miles to cover your purchase is a smarter money move than making a booking through Capital One Travel using miles. Although these redemptions can require more work than redeeming points for previous travel, transferring miles to travel partners can also offer the best values per point. One great benefit of Capital One Miles is the ability to transfer miles to travel partners. Typically, miles redemptions for purchases on these sites will only earn 0.8 cents per dollar over the 1 cent per dollar value for on eligible travel redemptions. Redemption of miles via purchases on or for purchases on are possible, but generally these won’t earn the best value. Reward redemption with the Venture card is, for most customers, going to be limited to travel rewards. The card features a welcome offer: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. It has no categories or other earning benefits beyond its welcome bonus. The Venture card earns 5 miles per dollar on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per dollar spent on other purchases placing it well on the high-earning end of flat-rate reward cards.
Capital one venture card review 2021 plus#
If you aren’t looking for travel rewards this restriction, plus an annual fee of $95, is a major drawback when compared to any one of the multiple no-annual fee 2% cash-back cards available, with which you can use rewards any way you please. Though reward miles can be redeemed for cash back as a statement credit toward non-travel spending or on purchases through Paypal or Amazon, the value per mile is less than 1 cent. Redeeming those Capital One Rewards can be as simple as earning them, though the best value comes in using your miles for travel-either to book a trip through the Capital One portal, transferring points to travel partners or redeeming them against a purchase made for travel with the card. With simple, straightforward, unlimited earning 5 miles per dollar on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per dollar spent on other purchases, the card makes scoring a pile of miles easy for those who don’t want to deal with activating bonus categories or tracking the often complicated systems other cards may offer. The Capital One Venture card holds its own as a solid travel rewards flat-rate card.
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